:root{
  --navy:#14284b; --navy-dark:#0d1b33; --gold:#b08d3c; --ink:#1f2937;
  --muted:#5b6575; --bg:#ffffff; --soft:#f4f6f9; --line:#e2e6ec;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Georgia,"Times New Roman",serif;color:var(--ink);background:var(--bg);line-height:1.65}
h1,h2,h3,.sans,nav a,.btn,label,input,textarea,button{font-family:"Helvetica Neue",Arial,sans-serif}
a{color:inherit;text-decoration:none}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

header{position:sticky;top:0;z-index:10;background:var(--navy-dark);color:#fff;border-bottom:3px solid var(--gold)}
.bar{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-family:"Helvetica Neue",Arial,sans-serif;font-weight:700;font-size:1.1rem;letter-spacing:.04em}
.logo span{color:var(--gold)}
nav{display:flex;gap:22px}
nav a{font-size:.9rem;color:#d5dbe6;padding:4px 0;border-bottom:2px solid transparent}
nav a:hover{color:#fff}
nav a.active{color:#fff;border-bottom-color:var(--gold)}
@media(max-width:640px){nav{gap:13px}nav a{font-size:.78rem}.logo{font-size:.9rem}}

.hero{background:linear-gradient(135deg,var(--navy-dark),var(--navy));color:#fff;padding:96px 0 88px}
.hero.small{padding:60px 0 54px}
.hero .eyebrow{color:#d8b45c}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.15;max-width:760px;font-weight:700;margin-top:10px}
.hero.small h1{font-size:clamp(1.8rem,4vw,2.5rem)}
.hero p{margin-top:18px;max-width:620px;color:#cfd7e6;font-size:1.1rem}
.btn{display:inline-block;margin-top:30px;padding:13px 28px;background:var(--gold);color:#fff;font-weight:600;font-size:.95rem;border:0;border-radius:3px;cursor:pointer}
.btn:hover{background:#9a7a30}
.btn.ghost{background:transparent;border:1px solid #8fa0bf;margin-left:10px}
.btn.ghost:hover{background:rgba(255,255,255,.08)}
@media(max-width:520px){.btn.ghost{margin-left:0}}

section{padding:76px 0}
section.alt{background:var(--soft)}
.eyebrow{font-family:"Helvetica Neue",Arial,sans-serif;text-transform:uppercase;letter-spacing:.14em;font-size:.75rem;color:var(--gold);font-weight:700}
h2{font-size:2rem;color:var(--navy);margin:8px 0 14px;line-height:1.2}
.lead{color:var(--muted);max-width:660px}

.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:20px;margin-top:36px}
.stat{border-left:3px solid var(--gold);padding-left:14px}
.stat b{display:block;font-family:"Helvetica Neue",Arial,sans-serif;font-size:1.8rem;color:var(--navy)}
.stat span{color:var(--muted);font-size:.92rem}
.callout{margin-top:34px;padding:18px 22px;border-left:4px solid var(--gold);background:#fff;border-radius:3px;color:var(--muted);max-width:760px}
.callout b{color:var(--navy)}

.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px;margin-top:38px}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);padding:26px;border-radius:3px}
.card .num{font-family:"Helvetica Neue",Arial,sans-serif;color:var(--gold);font-weight:700;font-size:.8rem;letter-spacing:.12em}
.card h3{color:var(--navy);font-size:1.1rem;margin:4px 0 8px}
.card p{color:var(--muted);font-size:.95rem}
.card ul{margin-top:12px;padding-left:18px;color:var(--muted);font-size:.9rem}
.card li{margin-bottom:3px}
.card a.more{display:inline-block;margin-top:12px;font-family:"Helvetica Neue",Arial,sans-serif;font-size:.85rem;font-weight:600;color:var(--gold)}

.pillar{display:grid;grid-template-columns:200px 1fr;gap:36px;padding:44px 0;border-top:1px solid var(--line)}
.pillar:first-of-type{border-top:0}
.pillar .tag{font-family:"Helvetica Neue",Arial,sans-serif;color:var(--gold);font-weight:700;font-size:2.4rem;line-height:1}
.pillar h2{font-size:1.5rem;margin-top:6px}
.pillar .sub{color:var(--muted);margin-bottom:16px;max-width:640px}
.pillar .feat{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px}
.pillar .feat div{background:var(--soft);border-radius:3px;padding:14px 16px;font-size:.92rem;color:var(--muted)}
.pillar .feat b{display:block;color:var(--navy);font-family:"Helvetica Neue",Arial,sans-serif;font-size:.9rem;margin-bottom:2px}
.pillar .note{margin-top:16px;padding:12px 16px;border-left:3px solid var(--gold);font-size:.9rem;color:var(--muted);max-width:700px}
@media(max-width:760px){.pillar{grid-template-columns:1fr;gap:6px}}

.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px;margin-top:38px}
.step{background:#fff;border:1px solid var(--line);padding:26px;border-radius:3px}
.step .n{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:"Helvetica Neue",Arial,sans-serif;font-weight:700;margin-bottom:12px}
.step h3{color:var(--navy);font-size:1.1rem}
.step p{color:var(--muted);font-size:.93rem}
.step .del{margin-top:12px;padding-top:10px;border-top:1px solid var(--line);font-family:"Helvetica Neue",Arial,sans-serif;font-size:.8rem;color:var(--navy)}
.step .del b{color:var(--gold);text-transform:uppercase;letter-spacing:.08em;font-size:.7rem;display:block}

.team{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px;margin-top:34px}
.person{text-align:center;background:#fff;border:1px solid var(--line);padding:26px;border-radius:3px}
.avatar{width:88px;height:88px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;margin:0 auto 12px;font-family:"Helvetica Neue",Arial,sans-serif;font-size:1.5rem;font-weight:700;border:3px solid var(--gold)}
.person h3{font-size:1rem;color:var(--navy)}
.person p{font-size:.88rem;color:var(--muted)}

.cta{background:var(--navy);color:#fff;text-align:center;padding:60px 0}
.cta h2{color:#fff}
.cta p{color:#cfd7e6;max-width:560px;margin:0 auto}

.contact{display:grid;grid-template-columns:1fr 1.2fr;gap:44px;margin-top:34px}
@media(max-width:760px){.contact{grid-template-columns:1fr}}
.info p{margin-bottom:12px;color:var(--muted)}
.info b{color:var(--navy)}
.info ul{margin:8px 0 18px 18px;color:var(--muted)}
form{display:grid;gap:14px}
label{font-size:.85rem;font-weight:600;color:var(--navy)}
input,textarea{width:100%;padding:12px;border:1px solid #c9d0db;border-radius:3px;font-size:.95rem;margin-top:5px;background:#fff}
input:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
textarea{min-height:120px;resize:vertical}
form .btn{margin-top:6px;justify-self:start}

footer{background:var(--navy-dark);color:#9fb0cc;padding:32px 0;font-family:"Helvetica Neue",Arial,sans-serif;font-size:.85rem}
footer .wrap{display:flex;flex-wrap:wrap;gap:12px 28px;justify-content:space-between}
footer a:hover{color:#fff}